Banking services

Attention to detail and a streamlined approach

At Credem Euromobiliare Private Banking, we cultivate a culture of wealth management that, combined with our expertise in advisory services, allows us to offer tailored solutions designed to enhance the assets entrusted to us by our clients. With a comprehensive range of banking, financial, and digital services, we respond precisely to the needs of private clients and businesses, leveraging synergies with the Credem Group companies.


Our network of private bankers, widely distributed across the territory, enables us to maintain a genuine and tangible closeness to people.

Current Account

A range of current accounts available for private and professional clients, offering simplicity and transparency. These accounts allow full access to all account functionalities and a variety of linked services.

Debit Cards

Our payment cards offer high spending limits and ensure maximum acceptance worldwide. Designed to meet every need, they provide top-level security for transactions, a seamless user experience, and dedicated support whenever required.

Private Customers

International Debit Card 1

  • Monthly limit of €5,000 for in-store payments, ATM withdrawals, and e-commerce purchases;
  • Can be linked to major digital wallets;
  • Multi-risk insurance included, offering coverage for purchases and travel.

Private Customers

Premium International Debit Card 1

  • Monthly limit of €50,000 for in-store payments, ATM withdrawals, and e-commerce purchases;
  • Can be linked to major digital wallets;
  • Insurance with high coverage limits and dedicated protections (device protection, trip cancellation, car-sharing coverage).

International Debit Card
Premium International Debit Card

Companies and Freelancers

Business International Debit Card 1

  • Monthly limit of €5,000 for in-store payments, ATM withdrawals, and e-commerce purchases;
  • Can be linked to major digital wallets;
  • Multi-risk insurance with dedicated business coverage and limits, tailored for purchases and business travel.

Business International Debit Card

Credit Cards

A wide range of credit cards developed in collaboration with prestigious partners to provide the best premium products for private and professional clients, ensuring maximum flexibility and security.

Private Customers

American Express Platinum Card 2

  • Includes one Supplementary Platinum Card and up to four Supplementary Gold Cards;
  • Travel insurance and benefits (Travel Vouchers, Priority Pass Prestige, and Fast Track);
  • Fraud Protection;
  • 24/7 Customer Service.

Private Customers

American Express Gold Credit Card 3

  • Option to pay the balance in full or in installments with interest charges;
    • Travel insurance and benefits, including Travel Vouchers and the Priority Pass Standard Program;
    • Discounts of up to €50 on Vivaticket.com;
    • Discounts on car rentals;
    • 24/7 Customer Service.

Private Customers

Ego Gold Credit Card 4

  • Flexible repayment: balance payment or installments;
  • Monthly limit: €50,000 for in-store payments, ATM withdrawals, and e-commerce purchases;
  • Digital payments: Google Pay & Samsung Pay;
  • Travel insurance, Smart Delay, airport Fast Track, health and car coverage.

Private Customers

Ego Classic Credit Card 4

  • Flexible repayment options: balance payment or installment plan;
  • Monthly limit of up to €5,000 for in-store payments, ATM withdrawals, and e-commerce purchases;
  • Digital payments via Google Pay and Samsung Pay.

Private Customers

Ego Go Credit Card 4

  • Reloadable prepaid card with a maximum balance of €5,000 for in-store payments, ATM withdrawals, and e-commerce purchases;
  • Digital payments via Google Pay and Samsung Pay.

Private Customers

Nexi Excellence Credit Card 5

  • Free family cards;
  • Monthly limit of up to €25,000 for in-store payments, ATM withdrawals, and e-commerce purchases;
  • Can be linked to major digital wallets;
  • Exclusive services and experiences, including a dedicated personal assistant.

Private Customers

Nexi Prestige Credit Card 5

  • Free family cards;
  • Monthly limit of up to €10,000 for in-store payments, ATM withdrawals, and e-commerce purchases;
  • Can be linked to major digital wallets;
  • Exclusive services and experiences.

American Express Platinum Card
American Express Gold Credit Card
Ego Gold Credit Card
Ego Classic Credit Card
Ego Go Credit Card
Nexi Excellence Credit Card
Nexi Prestige Credit Card

Companies and Freelancers

American Express Platinum Business Card 2

  • Travel insurance and benefits (Travel Vouchers, Priority Pass Prestige Program, and Fast Track);
  • Includes 1 Supplementary Platinum Business Card and up to 98 Supplementary Gold Business Cards;
  • Up to 58 days for the debit of expenses on the account statement.

Companies and Freelancers

American Express Gold Business Card 2

  • Travel insurance and benefits (Travel Vouchers and the Priority Pass Standard Program);
  • Includes 1 Supplementary Gold Business Card and up to 98 Supplementary Business Cards;
  • Up to 51 days for the debit of expenses on the account statement;
  • 24/7 Customer Service.

Companies and Freelancers

Nexi Business Credit Card 5

  • Free family cards;
  • Monthly limit of up to €10,000 for in-store payments, ATM withdrawals, and e-commerce purchases;
  • Can be linked to major digital wallets;
  • Multi-risk insurance coverage and emergency services.

Companies and Freelancers

Nexi Corporate Credit Card 5

  • Free family cards;
  • Monthly limit of up to €50,000 for in-store payments, ATM withdrawals, and e-commerce purchases;
  • Can be linked to major digital wallets;
  • Multi-risk insurance coverage and emergency services.

American Express Platinum Business Card
American Express Gold Business Card
Nexi Business Credit Card
Nexi Corporate Credit Card

Internet banking

Our online banking service is comprehensive, secure, and always accessible, enabling account management, transactions, and investment monitoring. It is packed with information and advanced tools for a simple and intuitive experience.

Internet Banking is designed for individual consumers, while BusinessOn is tailored for professionals and businesses, offering specific features to meet every need.

Mobile Banking

With our dedicated app, individual clients can manage their current accounts, pay postal bills using QR codes, top up mobile phones, and make transfers quickly and intuitively. The interface is designed to provide a convenient and accessible user experience.

Additionally, with the Account Aggregation service, users can monitor and manage multiple accounts simultaneously, including those held at other financial institutions.

Credit Solutions

A range of tailored solutions to meet financing goals, including options secured by pledges on financial instruments held with the Bank. Additionally, leveraging synergies with other Credem Group companies, we offer consumer credit, leasing, and factoring services to effectively address any need. 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

[1] Advertising message for promotional purposes. The card is issued by Credem Euromobiliare Private Banking in partnership with Nexi.

[2] Advertising message for promotional purposes. The card is distributed by Credem Euromobiliare Private Banking and issued by American Express. For all terms and conditions related to the advertised products and services, please refer to the information sheets and General Regulations available on the website americanexpress.it under the Transparency section.

[3] Advertising message for promotional purposes. The card is distributed by Credem Euromobiliare Private Banking and issued by American Express. Refer to the Basic European Information and Card Regulations at americanexpress.it/terminiecondizioni. Representative example pursuant to Legislative Decree 141/2010: €6,000 fully reimbursed in 12 installments, fixed APR 14%, Annual Effective Rate (AER) 24.19%, Total owed €6,719. Card issuance is at the discretion of American Express.

[4] Advertising message for promotional purposes. The card is distributed by Credem Euromobiliare Private Banking and issued by Credem.

[5] Advertising message for promotional purposes. The card is distributed by Credem Euromobiliare Private Banking and issued by Nexi.

 

 

 

 

Promotional Message. 
Information regarding economic and contractual terms can be found in the relevant information sheets (prepared in compliance with Legislative Decree No. 385 of September 1, 1993), available at branches and on the Bank's website in the dedicated sections. For economic and contractual conditions, and for any details not expressly indicated, please refer to the Information Sheets and the "Advertising Information" form available at branches and on the website www.credemeuromobiliarepb.it, as well as the SECCI form (Standard European Consumer Credit Information). The issuance of cards and financing is subject to the Bank's sole and exclusive approval.